The biggest asset for a central govt employees is General Provident Fund(GPF).There is a saying that droplets of water in duration of time forms the ocean.
Similarly the amount saved every month elaborates itself to a huge amount at the time of one's retirement thus arising in shoulder as a friend making his life prosperous.
For this single most reason was the scheme of GPF has been implemented.
In reality other than a few most of the central government employees do not let the GPF amount to be saved to its fullest.When there arises a situation for them to be rendered financially the immediate thought that flashes across their mind is GPF.
Not only for the above reasons, but also to finance for the purchase of Luxury items and for touring places during holidays GPF has been blatantly utilized.During the young and middle age of one's life the important of GPF is not known to them or to say they are ignorant of it.
When the years have rolled by and one attains his retirement age only a meagre amount would be left in his GPF.This situation has happened in many people's life.
Central govt employees should averted unnecessary spending of money in his youth to get huge amount for his retirement stage.
Dearness Allowance and increment of 3% received in a year should be saved and utilized when there arises a immediate need financially
Hence central govt employees consider General Provident Fund as their biggest asset and safe guard it would definitely gives a safe and secure future.